Life Insurance Benefits


Basic Life Insurance
Basic Life Insurance and Accidental Death and Dismemberment Insurance is provided at no cost to the employee in an amount equal to two times the employee’s annual salary plus $5,000. Life insurance is a benefit paid in the event of an employee’s death by illness, accident, or natural causes. 

Additional Life Insurance

You may choose to purchase Contributory Life Insurance at a minimal cost. Medical proof of insurability is not required during your initial enrollment period. However, satisfactory medical evidence of insurability will be necessary for later enrollments or if you increase the amount of your Contributory Life Insurance. You may have a total amount of Basic Life Insurance and Contributory Life Insurance equal to $500,000.

Dependent Life Insurance

You may purchase Dependent Life Insurance in the amount of $15,000, $25,000 or $50,000 for your spouse and $5,000, $10,000 or $15,000 for each eligible child at a minimal cost. Dependent Life Insurance coverage for a child under six (6) months of age is $1,500. When that child reaches six (6) months of age the child is insured at the full amount purchased.

Accidental Death and Dismemberment Benefit

Accidental Death and Dismemberment (AD&D) Insurance is provided to you by the Unified Government of Athens-Clarke County. The schedule of covered losses and benefit amounts may vary depending on the loss.

Current ACCUG employees may find Life Insurance Beneficiary and Claim Forms on the Intranet.